Understanding Closing Costs | Homeswithdanyelle

Closing Cost Breakdown

Covers government records search and insurance to protect against legal claims.

Taxes

State and local transfer taxes required to legally record the new title.

Homeowners insurance premiums paid upfront to provide coverage from day one.

Closing costs are the fees and expenses you pay at the end of your real estate transaction. Understanding these details helps you navigate the final steps of homeownership with total confidence.

• Property Appraisal

• Home Inspection

• Title Search & Insurance

• Recording Fees

• Closing Attorney Fees

• Loan Origination Fee

• Discount Points

• Credit Report Fee

• Appraisal Review Fee

Things that can be paid before closing day

Earnest money deposit
Inspection fees
Appraisal fee
Credit report fee
Rate lock fee